A national voice for shared owners

Whether you are considering shared ownership, an existing shared owner, selling your home or have inherited a shared ownership property, our aim is to help people make more informed decisions.

We advocate for improved transparency and reform for better outcomes, and against mis-selling and other poor practices in the sector

What will your rent cost in 25-years time? Use our new rent calculator to find out.

Click on the image below for the rent calculator.

Financial doodle with a calculator and calendar

How do you go about challenging service charges? Olivia Virag explains her experience of service charge problems, and what she thinks should change.

“Records should be accurate, charges properly evidenced and those responsible genuinely accountable.”

Click on the image below to read the shared ownership review.

Photo of Olivia Virag standing outside her block of flats

“I was confused by stamp duty land tax (SDLT) so I asked Chat GPT to calculate my SDLT for staircasing to 100%.”

Click on the image below to read the shared ownership review.

Young black woman sitting on a sofa looking thoughtful and smiling slightly

SO Explained and Q&A with an Expert: Information on topics including affordability, rent, mortgages, stamp duty, buyback and inheritance planning.

SO Hub: Information about housing provider landlords, including satisfaction rates and policies

My SO Home: Shared ownership reviews

FAQs: How does shared ownership work?

You’ll also find information about our work advocating for improved transparency and reform, and against mis-selling and other poor practices in the sector.

Coming soon: what you need to know about lender ‘down valuations’.

Shared Ownership Resources is a registered charitable organisation (CIO), led by shared owners and former shared owners for shared owners. Some of us have had a good experience of shared ownership and some of us haven’t. But we all believe there’s room for improvement. You can find more information about us on the Our People page.

Shared Ownership Resources is funded by a Ministry of Housing, Communities and Local Government (MHCLG) Social Housing Innovation Fund grant (in partnership with the Places Foundation) in 2026-27. We also rely on supporter donations, and fees for speaking and writing on shared ownership topics.